William Groff

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William Groff IV is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4025707), CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, MA, MD, MI, NC, NE, NJ, NM, NY, OH, PA, SC, TN, TX, VA, VT, WI, and WY. No insurance business may be conducted outside the states referenced.

William Groff IV is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10915 Falls Rd, Lutherville Timonium, MD, 21093. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, DE, FL, GA, IA, IL, IN, KY, MA, MD, ME, MI, MS, NC, NE, NJ, NM, NY, OH, PA, SC, TX, VA, VT, WA, WI, WV, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

William Groff IV is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, DC, DE, FL, GA, IA, IL, IN, KY, MA, MD, ME, MI, MS, NC, NE, NJ, NM, NY, OH, PA, SC, TX, VA, VT, WA, WI, WV, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

David Ponder is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, DC, FL, MD, NY, SC, and VA. No insurance business may be conducted outside the states referenced.

David Ponder is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4158 Cadle Creek Rd, Edgewater, MD, 21037, 443-994-8651. In this regard, this communication is strictly intended for individuals residing in the states of DC, DE, FL, MD, SC, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

David Ponder is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of DC, DE, FL, MD, SC, VA, and WV. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Varda Fink is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0C78473), CO, CT, DC, FL, GA, LA, MA, MD, MO, MS, NC, ND, NJ, NY, PA, RI, SC, TX, VA, and WV. No insurance business may be conducted outside the states referenced.

Varda Fink is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6905 Rockledge Dr Ste 900, Bethesda, MD, 20817. In this regard, this communication is strictly intended for individuals residing in the states of CA, DC, FL, MA, MD, ME, NC, NJ, NY, PA, SC, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

Varda Fink is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, DC, FL, MA, MD, ME, NC, NJ, NY, PA, SC, VA, and WV. As such, these services are strictly intended for individuals residing in the states referenced.

Brian Hardman is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, DC, DE, FL, MD, NC, PA, RI, SC, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Brian Hardman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 910 Kentmorr Rd # B, Stevensville, MD, 21666, 410-643-8001. In this regard, this communication is strictly intended for individuals residing in the states of AZ, DC, DE, FL, MD, NC, NH, OH, PA, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Brian Hardman is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, DC, DE, FL, MD, NC, NH, OH, PA, SC, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Louis Bosse IV is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, NC, OH, PA, TN, TX, UT, VA, and WV. No insurance business may be conducted outside the states referenced.

Louis Bosse IV is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2918 Ebbwood Dr, Ellicott City, MD, 21042, 410-218-9856. In this regard, this communication is strictly intended for individuals residing in the states of DE, FL, HI, MA, MD, NC, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

Jessie Washington is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of DC, DE, FL, MD, PA, TN, VA, and WV. No insurance business may be conducted outside the states referenced.

Jessie Washington is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4000 Ponce De Leon Blvd Ste 470, Coral Gables, FL, 33146, 202-286-3636. In this regard, this communication is strictly intended for individuals residing in the states of DC, DE, FL, GA, MA, MD, PA, TN, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Jessie Washington is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of DC, DE, FL, GA, MA, MD, PA, TN, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

Edward Hawley is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0G36634), CO, FL, IL, IN, MA, MD, MI, NJ, NV, NY, OH, SC, TN, TX, and VA. No insurance business may be conducted outside the states referenced.

Edward Hawley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 500 W Madison St Ste 1725, Chicago, IL, 60661, 323-804-6503. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, FL, IL, IN, MD, NJ, NV, NY, TX, VA, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Edward Hawley is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, DC, FL, IL, IN, MD, NJ, NV, NY, TX, VA, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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